Bread Financial Phone Numbers and Emails

Toll-Free Number:

  • (888) 819-1918
    TDD/TTY Comenity Capital Bank Customers
Send Message

Customer Service:

  • (800) 220-1181
    Comenity Bank Customers
  • (888) 332-4728
    Comenity Bank/Comenity Capital Bank
  • (877) 287-5012
    Comenity Capital Bank Customers
  • (214) 494-3507
    Ethics Office
  • (800) 695-1788
    TDD/TTY Comenity Bank Customers
  • (855) 796-9632
  • (866) 423-1097

Report Fraud:

  • (844) 992-7323
    For Bread Payment Accounts
  • (833) 755-4354
    For Bread Savings Accounts

Accounting/ Billing:

  • (855) 463-0222

Bread Financial Emails:

Accounting/ Billing
Bread Payments Customers
Customer Service
Community Relations, Ethics Office
Investors/ Franchising
Legal
Privacy Inquiries
Claim Your Business
More phone numbers and emails Less phone numbers and emails

Contact Information

Bread Financial Website:

Bread Financial Help Center:

Corporate Office Address:

Bread Financial Holdings, Inc.
3095 Loyalty Circle
Columbus, Ohio 43219
United States

Other Info (opening hours):

Mailing Addresses:

Comenity Bank

P.O. Box 183003

Columbus, OH 43218


Comenity Capital

P.O. Box 182273

Columbus, OH 43218


Bread Savings

P.O. Box 182084

Columbus, OH 43218

Bread Financial Customer Service Reviews

1.6 / 5
Poor
LINDA S Abj
Charged for item never received

ONGOING SINCE THE END OF FEBRUARY 2023...#585637****257469, PAJAMAS WAS NEVER ORDERED AND NEVER RECEIVED, CALLED FOR A DISPUTE ON THE CHARGE OF 22.24, AFTER...

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Pissedconsumer4395795
It took a lot of time and hard work to get my problem cleared up but finally reached someone who was very kind and helpful and made everything right

My problem was a late charge that I was promised would be removed, but it wasn't done. Then charged a late charge on that and then charged another late fee on...

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How Good is Bread Financial's Customer Service?

Denise A Mwq
Denise A Mwq
Feels Disappointed | Jan 06, 2023

Lackluster at best. Would not recommend this business to anyone especially due to their payment requirements.

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Jizzle W
Jizzle W
Feels Disappointed | Oct 11, 2022

Terrible feedback

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Summary of Bread Financial Customer Service Calls

304 TOTAL
CALLS
00:14 AVG CALL
DURATION
21% ISSUES
RESOLVED

Top Reasons of Customers Calls

Consumers Call the Most From

Why Do People Call Bread Financial?

Payments and Charges Question:

  • “Payment”
  • “My bill”
  • “Must make payments”

Account Question:

  • “Account”
  • “Need my account number”
  • “Account number”

Request for Information Question:

  • “About a credit card”
  • “Verification of identity”
  • “Phone not receiving verification code to log in”

Cards Question:

  • “I want another card for Lands' End. You closed my card due to insufficient use. I use the card, though sporadically.”
  • “Forgot PIN number”
  • “Ulta Credit card”

Product/ Service Question:

  • “My loan”
  • “Loan”
  • “Email i received regarding loan”

Employment Question:

  • “Pay off account”
  • “Job”
  • “Didnt want to pay off”

Return/ Replace Question:

  • “Returns and understand payment structure”
  • “Return”

Website/ Application Question:

  • “Application”
  • “The site is not working and I'm trying to pay my bill”

Shipping and Delivery Question:

  • “Sobre mi tarjeta de crédito”

Refund Question:

  • “Refund”

Activation/ Cancellation Question:

  • “Activate card”

Staff Question:

  • “Cacel service”

Other Question:

  • “Change my phone number”
  • “Assistant for Spanish speakers”
  • “Trying to get finacing”

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